logo
episode-header-image
Jan 2025
1h 37m

192. “We spend 98% of what we make—Where...

RAMIT SETHI
About this episode
Justin (40) and Deepika (32) are stuck in a frustrating financial loop: despite their high income, they feel like they’re living paycheck to paycheck. Deepika dreams of buying a house someday, but the couple can’t seem to identify where their money is going—or how to escape the cycle of credit card debt. Justin has a side hustle that he’s eager to grow, but ... Show More
Up next
Aug 25
275. "We escaped debt so why are we still spending like this?"
Ramit unpacks how to stop overspending, stay out of debt, and start building wealth as this couple confronts the spending habits they thought they had already fixed. Three years ago, Mason and Becca finally confronted a financial reality they had been avoiding. Despite good caree ... Show More
1h 39m
Aug 18
274. "We have a newborn and 89% of our income is already spent...Now what?"
Ramit Sethi of I Will Teach You To Be Rich speaks with Shelby and Calvin, 31 and 43, who have a new baby and feel trapped by their financial situation. Together they earn about $102,000 a year, but they have just $3,500 in savings, more than $20,000 in debt, and $0 currently goin ... Show More
1h 58m
Aug 11
273. "We Spend 139% of our Income and still fund our adult kids"
Ramit Sethi of I Will Teach You To Be Rich speaks with Mary and Harry, 57 and 62, who are approaching retirement while spending more than they earn every month. They have a blended family of seven adult children and continue stepping in whenever one of them needs money, housing s ... Show More
2h 1m
Recommended Episodes
Mar 2025
Feed Drop: We spend 98% of what we make—Where is it all going
Hey everyone, Tanner here. Today I'm going to share something with you that's a little bit different. This is not an episode. This is what's called a feed drop. A feed drop is when I feature a podcast I think you might like and then you listen to a little bit of it and if you lik ... Show More
18m 36s
Feb 2025
Money Money Money (MONNAAYY!)
Let’s talk money—the thing we all need but no one seems to talk about enough… OR at all! Taryn & Tiffani are getting real about finances, making it, spending it, losing it, and trying to figure out WTF we’re actually doing. From leaving their jobs to go full-time in the content c ... Show More
36m 23s
Jul 2022
Money Trap #2: Trying to buy EVERYTHING #298
tail spinning
1h 4m
Feb 2025
Underpaid? Here’s How to Fix It + Oura Rings Vs a $20 dupe
<p>You&rsquo;re working harder than ever&hellip; but where&rsquo;s the pay raise? If your job keeps piling on responsibilities without the extra dollars to match, what do you do? Do you ask for a raise, push back, or start looking elsewhere? We&rsquo;re breaking it all down. We&r ... Show More
57m 46s
Jan 2025
56 Minutes of Money Wisdom for High-Earning Couples
Get our Business Monetization Playbook: Episode 665: Sam Parr ( https://x.com/theSamParr ) talks to Ramit Sethi ( https://x.com/ramit ) about money rules for couples in their 30s and 40s.  — Show Notes:  (0:00) 5 rules for money in your relationship (5:25) the 4 money typ ... Show More
59m 12s
Feb 2024
Is Casual Culture Bad For Your Bank Account?
Why are wealthy people dressing like they have no money while broke people are trying to dress like they live at the Biltmore? In this episode, George and Rachel break down the latest fashion trends, how they affect your bank account, and why we tend to want what we don’t have.   ... Show More
29m 24s
Mar 2023
Rich Girl Roundup: Splitting Finances With Your Partner
Tackling finances with your partner can be tricky: What if one of you earns substantially more? What if you have different philosophies about money? What if you're tired of the "roommate" model of splitting costs down the middle? Katie and Henah share their respective approaches ... Show More
17m 7s
Feb 2023
How to Go From NEGATIVE $102,000 Net Worth to Retired In Your 30's w/ Josh and Ali Lupo
<p>Josh and Ali Lupo were the average american couple. Decent Jobs with heaps of student loan, car, and credit card debt. Until one day they decided that this life could be BETTER.<br/><br/>Saving and investing every penny they were able to pay off all $102,000 of their debt comp ... Show More
49m 50s