logo
episode-header-image
Dec 2024
32m 51s

Cash or Mortgage? Navigating Home Equity...

NerdWallet Personal Finance
About this episode
tail spinning
Up next
Mar 16
Points and Miles vs Cash Back: Pick a Credit Card That Matches Your Spending
Learn how to choose your next credit card by weighing airline perks, annual fees, and simple cash back rewards. How do you choose a credit card when the options feel endless? Should a family of four choose an airline credit card or a more flexible rewards card? Hosts Sean Pyles a ... Show More
31m 36s
Mar 12
Does Your Retirement Portfolio Match Your Values? Plus: Apple’s New MacBook Neo
Learn what chip shortages could mean for tech prices and how to align your target-date fund with your values. Will chip shortages make laptops and phones more expensive? How can you make a Roth 403(b) target-date fund reflect your politics and values? Hosts Sean Pyles and Elizabe ... Show More
31m 33s
Mar 9
Frugal Fatigue Is Real: How to Stop Saving Burnout and Start Spending on Purpose
Learn how to build a budget with room for fun so you can save money without guilt. How can you save toward big goals without letting frugality turn into burnout? How do you stop shaming yourself for spending on fun? Hosts Sean Pyles and Elizabeth Ayoola respond to a listener name ... Show More
22m 25s
Recommended Episodes
Sep 2024
88. The First Home Buyers' Guide – What's it like seeing a mortgage broker for the first time?
tail spinning
33m 38s
Oct 2024
1734: Ask Farnoosh: Am I Investing *Too* Much? Home Equity Loans and Finding a CPA
tail spinning
25m 49s
Mar 2024
VREP #411 | A How-to Guide for Navigating the 2024 Mortgage Market with Alex Mcfadyen
Let’s face it - navigating the last few years of interest rate hikes in the mortgage market has not been easy. But, as the Bank of Canada gets inflation under control, and we start to see real opportunities in the real estate market, it’s time to strategize around financing and c ... Show More
1h 3m
Oct 2023
1087 - Glossary: Home Equity Loan by Brian Carberry
A home equity loan provides access to the equity in properties you own, using the funds for other purposes, such as increasing your real estate portfolio, paying a significant expense, or even debt consolidation. You have equity in a property when you owe less on any property lie ... Show More
11m 31s
Jul 2024
989: Seeing Greene: Investing with High DTI, When to Refi, & Getting Out of Debt
Life happens, and you’ve accumulated some debt. You’re wondering how to buy real estate EVEN with a high DTI (debt-to-income) ratio. Whether it’s good debt, like rental property mortgages, or bad debt, like credit card debt, holding you back, David and Rob have some ideas to help ... Show More
44m 40s
Nov 2024
Why You Shouldn't Buy A House With Someone Before Getting Married
Your home should be a blessing, not a burden—but unfortunately, some people learn that the hard way. Get the answers you need with Real Estate The Ramsey Way, and learn what to avoid and how to do real estate the right way.   Next steps: 🏠Have questions about how real estate can ... Show More
11m 1s
Feb 2025
How Does an Escrow Account Work?
Your home should be a blessing, not a burden—but unfortunately, some people learn that the hard way. Get the answers you need with Real Estate The Ramsey Way, and learn what to avoid and how to do real estate the right way.   Next steps: 🏠Have questions about how real estate ... Show More
12m 49s
Jan 2025
Dave’s Guide to Flipping Houses
Your home should be a blessing, not a burden—but unfortunately, some people learn that the hard way. Get the answers you need with Real Estate The Ramsey Way, and learn what to avoid and how to do real estate the right way.   Next steps: 🏠Have questions about how real estate ... Show More
12m 46s
May 2025
Is it Finally A Buyer's Housing Market?
Your home should be a blessing, not a burden—but unfortunately, some people learn that the hard way. Get the answers you need with Real Estate The Ramsey Way, and learn what to avoid and how to do real estate the right way.   Next steps: 🏠Have questions about how real estate ... Show More
13m 53s
Jul 2024
985: Seeing Greene: How to Use Home Equity to Retire, Buy Rentals, or House Hack
Should you use a HELOC to buy investment property? Would we use home equity to retire? When is it time to sell a performing property and exchange it for a more expensive one? If you’ve got home equity, this episode could help you reach financial freedom faster as we answer real l ... Show More
43m 38s