Money makes the world go round, but how well do you understand the phrases we use to talk about it? In this lesson, we explore key English phrases about money, from saving and spending to investing and everyday idioms. Whether you're discussing finances, planning a budget, or chatting about inflation, these phrases will help you sound more natural in English.
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Here’s what we’ll cover in this lesson:
The evolution of money: Learn about barter systems, intrinsic value, fiat money, and the debt-based system.
💬 Barter systems were one of the earliest forms of trade.
💬 These metals had intrinsic value, meaning their worth came from the material itself.
💬 Fiat money has value because the government says it does.
💬 Modern money is largely created through lending, a debt-based system.
Spending money: Improve your vocabulary for talking about how you manage your finances.
💬 My friend blew all of his money on a new car. (blow money)
💬 I need to tighten up after our vacation. (tighten up)
💬 I feel like splurging on a new sound system. (splurge on something)
Saving money: Learn how to talk about saving for the future and emergencies.
💬 I'm putting money aside for a new car. (put money aside)
💬 They've built a nice nest egg over the years. (nest egg)
💬 It's always wise to save for a rainy day. (save for a rainy day)
Investing money: Understand the key terms for discussing investments.
💬 I invested in tech stocks last year. (stocks)
💬 It's important to have a balanced portfolio. (portfolio)
💬 Don't put all your eggs in one basket. (spread your investments)
💬 I'm going to play it safe and choose low-risk investments. (play it safe)
💬 I'm going to take a gamble on this investment. (take a gamble)
Debt and loans: Talk about borrowing money and managing repayments.
💬 I'm going to pay off my car loan today. (pay off)
💬 We're drowning in debt since Paul lost his job. (drowning in debt)
Inflation and rising costs: Understand the impact of inflation and how to discuss it in English.
💬 Inflation has caused prices to go up significantly this year. (inflation)
💬 The cost of living is rising in many cities. (cost of living)
💬 Gas prices are going through the roof. (prices are going through the roof)
💬 I can't afford to eat out anymore. (can't afford)
Everyday money idioms: Add some fun expressions to your conversations.
💬 Money doesn't grow on trees. (money is limited)
💬 He made a killing in real estate last year. (make a killing)
💬 Buying that car was like throwing money down the drain. (waste money)
By the end of this video, you’ll not only understand these phrases but also feel confident using them in real conversations. Don’t forget to practice creating your own sentences with these expressions and share this video with friends who want to learn too!
