logo
episode-header-image
Oct 2024
1h 23m

179. “He just turned 50 and we have no s...

RAMIT SETHI
About this episode
Kate is a 43-year-old mom and homeschool teacher. Drew is a 50-year-old professor. They’re $480k in debt with no savings and no retirement plan. Kate is panicking—but Drew refuses to talk about it, and neither of them are willing to make big spending cuts or say “no” to their kids’ expenses.  This episode is brought to you by: Our Place | Use code RAMIT to r ... Show More
Up next
Aug 19
222. “My husband is my 4th child. Will he ever help?”
Fernanda (44) and Jorge (48) have been married for nearly 25 years, raising three children, including one with lifelong special needs. Despite earning $130,000 a year, they consistently spend more than they make, and only have $300 in savings. Fernanda juggles multiple jobs and m ... Show More
1h 35m
Aug 12
221. “I’m almost 40 and still living paycheck to paycheck”
Romy (38) and Travis (37) are a married couple living in Cape Town—but despite earning over $130,000 a year, they’re constantly running on empty. Romy feels the crushing weight of managing everything alone, while Travis avoids financial planning and insists things will “just work ... Show More
1h 30m
Aug 5
220. “I carry the baby, the bills, and the stress”
Monica (36) and Michael (33) have been married just over a year and are navigating the pressures of new parenthood—but Monica feels like she’s doing it alone. She pays the rent, covers childcare, and works a demanding job, while Michael juggles three jobs and carries shame about ... Show More
1h 35m
Recommended Episodes
Dec 2024
Stockings Full, Wallets Empty?: Preventing A Holiday Money Hangover with Chad Willardson
It’s no secret—Americans are set to spend a mind-blowing $1.3 trillion this holiday season. But here’s the real question: how much of that spending is driven by guilt, stress, or emotional habits you just can’t shake?In this episode, I’m joined by Chad Willardson, a Certified Fin ... Show More
46m 27s
Apr 2025
224. How I Got Conned Out of $150,000 with Emma Ferris
True crime lovers and financial feminists, buckle up — this one’s a wild ride. In today’s episode, I sit down with Emma Ferris, a renowned stress and resilience coach, podcaster and speaker, who shares the jaw-dropping story of how she was conned out of $150,000 by someone she th ... Show More
1h 12m
Jan 2025
A Guide to Building An Audience OFF Social Media
TikTok is (maybe) shutting down. The app I used to grow an audience of over 2 MILLION followers is likely disappearing this week –– but I’m not afraid, and you shouldn’t be either. In this episode, I’m breaking down how my team is preserving my data on TikTok and planning for a f ... Show More
34m 56s
Jul 10
millionaire mindset: taking risks
If you’ve been quietly collecting advice, saving resources, and sitting with the weight of your own potential, but too scared to actually take action––this episode is your invitation to move. Today kicks off our brand new millionaire mindset series. But it’s not about becoming a ... Show More
36m 36s
Jan 2025
209. Power: What it *Truly* Is (Plus a 10-second Practice to Help You Get It) with Kasia Urbaniak
Have you ever wondered what “real power” looks like when it isn’t tied to manipulation or the patriarchy’s playbook? In this eye-opening episode, I sat down with Kasia Urbaniak, former professional dominatrix, long-time Taoist practitioner, and women’s empowerment coach, to revea ... Show More
1h 22m
Dec 2024
How to Never Go In Debt During The Holidays Again - Money Q&A
Join our free live masterclass teaching you how to Master Your Money Goals in 2025! Sign-Up Here Today we are going to answer these questions: Question 1: How to never Go Into Debt During the Holidays Again Question 2: Should I pay off debt with my emergency fund? Question 3: Why ... Show More
50m 50s
Nov 2024
200. How to Buy Happiness
Celebrate our 200th episode with us! From launching in May 2021 to becoming the number one business podcast, this journey has been nothing short of incredible—and it's all thanks to your unwavering support. In this special episode, we're sharing community success stories, discuss ... Show More
38m 12s
Jan 2024
From $5 to Millions - Mignon's Path to Financial Freedom
What choice do you make when the numbers don’t make sense? Do you give up, or do you get to work? Our guest, Mignon Francois, is a self-made black female entrepreneur who beat all the ads and turned her last $5 - the only way she could feed her family- into a multi-million dollar ... Show More
43m 55s
Jan 2025
210. How to Stop Overconsumption and Thrift Like a Pro with Macy Eleni
If you’re tired of fast-fashion fads that empty your wallet and fill our landfills, or you’re looking for a more sustainable way to express your personal style –– this episode is for you. Today we’re diving into the world of thrifting and conscious consumerism with Macy Eleni –– ... Show More
1h 14m
Apr 2025
228. The Most Important Financial Decision You'll Ever Make (That NO ONE Talks About)
Worried about the stock market or a possible recession? Register for our FREE 'Don't Panic' workshop for your 3-step plan for financial security in 2025: herfirst100k.com/SOS We spend so much time stressing over budgets, investments, credit scores—basically, all the numbers. But ... Show More
48m 56s