logo
episode-header-image
Oct 2024
44m 22s

5 Money Habits Keeping You Broke with Ju...

Shari Rash, Money Podcast for Women, Personal Finance, Relationships & Mental Health
About this episode

Are you tired of the paycheck-to-paycheck grind? What if I told you that a few simple habits are the only things keeping you broke? In this episode, we will break down the five sneaky money habits that could sabotage your financial freedom—and, more importantly, how to shatter them once and for all. Our guest, Julia Carlson, a seasoned financial leader with over 25 years of expertise, the visionary founder of Financial Freedom Wealth Management Group, and author of “Money Loves You,” doesn’t sugarcoat it: spending more than you earn, waiting for the ‘perfect time’ to act, drowning in debt, ignoring your finances, and holding onto limiting beliefs about money are the real culprits. But here’s the twist—these habits have a way out, and Julia’s here to show us how. With a mix of self-awareness, curiosity, and some hard truths, she’ll guide us toward setting goals, investing smartly, and building that love-love relationship with money.

LINKS

Freebie - Discover The 31 Hidden Wealth Busters Blocking You From Abundance

Julia's website

CONNECT WITH SHANNAH

FREEBIE: Show Me the Money Workshop 

FREEBIE: She’s Got Wealth Workshop

Looking for Money Coaching? Book a complimentary 20-minute call with Shannah to learn more https://savvycal.com/everyonestalkinmoney/comp 

Healthy Wealth Program for Women https://etmpod.link/healthywealth  

Follow me on Instagram

SPONSORS

Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm

Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription.

Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM .

Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ 

Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. 

Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.

Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM

Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Up next
Jul 12
Demystifying Money Myths & Building a Real-Life Money Plan with Misty Lynch, CFP®
Ever feel like you’re following all the “right” financial steps and still feel stuck? You’re not alone — and today’s episode proves it. Shari sits down with Misty Lynch, CFP®, the powerhouse behind Demystifying Money and the reality show HEARTBROKE, to talk about how to ditch sta ... Show More
53m 48s
Jul 10
Rich Girl Summer: Travel Edition Part 1 - How to Vacation Without the Credit Card Hangover
Learn how to travel like you're rich without the rich girl budget! In this episode, we break down the 5 mindset shifts that transform expensive vacations into affordable luxury travel experiences. Discover the complete planning framework that saves hundreds on flights, accommodat ... Show More
30m 31s
Jul 8
Work Less, Make More: Dr. Nona Djavid’s Blueprint for the 1-Week-a-Month Lifestyle
What if the real secret to growing your business and your bank account isn’t more hustle, but less? In this mind-expanding conversation, Dr. Nona Djavid breaks down how she turned a burned-out chiropractic practice into multiple seven-figure ventures — all while working just one ... Show More
46m 27s
Recommended Episodes
Jun 5
237. 5 Sneaky Money Mindsets Sabotaging Your Financial Goals
Register for our FREE workshop, Stock Market Secrets: Debunking Common Myths for Successful Investing: ⁠herfirst100k.com/secrets-pod⁠ I’ve seen it over and over again––the smartest, most capable people sabotage their financial success because of mindset traps they don’t even real ... Show More
28m 27s
May 5
7 Money Habits That Keep You Stuck (And Broke!)
In this episode of the Personal Finance Podcast, we are going to talk about the 7 money habits that keep you stuck and broke. Watch this episode on Youtube How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides ... Show More
43m 33s
Dec 2024
The 4 Most Dangerous Financial Traits (Avoid These at All Cost!)
In this episode of the Personal Finance Podcast, we're going to talk about the four most dangerous financial traits. How Andrew Can Help You: Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a futur ... Show More
37m 14s
Jul 10
millionaire mindset: taking risks
If you’ve been quietly collecting advice, saving resources, and sitting with the weight of your own potential, but too scared to actually take action––this episode is your invitation to move. Today kicks off our brand new millionaire mindset series. But it’s not about becoming a ... Show More
36m 36s
Dec 2024
Why Everyone Seems to Have More Money Than You (You're Not Behind!)
In this episode of the Personal Finance Podcast, we're going to talk about why it feels like everyone is ahead of you financially. How Andrew Can Help You: Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your path ... Show More
36m 1s
Jun 6
How To Master Your Money, Stop Living Paycheck To Paycheck, Shift Your Money Mindset, & Build Financial Freedom Ft. Jesse Mecham
#852: Join us as we sit down with Jesse Mecham – personal finance expert, speaker, business leader, & the Founder of YNAB, a powerful money management tool. Early in his career, while juggling rent, groceries, & college tuition, Jesse created a method to track his finances as a n ... Show More
59m 54s
Apr 2025
Tori Dunlap, Finance Expert: Money Myths, Prenups, Investing Basics & Breaking Financial Shame
On today’s episode I am speaking with Tori Dunlap—founder of Her First $100K and author of Financial Feminist—to unpack the invisible scripts we carry about money. We dive into everything from money myths and prenups to beginner investing tips and the emotional side of financial ... Show More
1h 4m
Mar 2025
7 Most Important Financial Decisions You Will Make in Your Lifetime (Choose Wisely!)
In this episode of the Personal Finance Podcast, we're going to talk about the seven most important financial decisions you will make in your lifetime. How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides tow ... Show More
52m 13s
Jul 2
Use This Mindset Shift To Set You Free Financially
Leave an Amazon Rating or Review for my New York Times Bestselling book, Make Money Easy!The relationship between money and happiness isn't what most people think it is - and Brand Builders Group CEO Rory Vaden proves this through a masterclass that reveals why scattered revenue ... Show More
1h 5m
May 23
How To Take Control Of Your Financial Health To Create Lasting Abundance
Leave an Amazon Rating or Review for my New York Times Bestselling book, Make Money Easy!Mastering your money mindset unlocks freedom most people never experience. In this power-packed episode, I speak with three financial titans who reveal the psychology behind wealth creation. ... Show More
1h 17m