Michelle, 42, Ryan, 43, return for a deep dive into their Conscious Spending Plan. They spend $763 a month on Target, $1,185 a month on Amazon, and $1,230 on groceries—carrying a fixed-costs percentage of 113%. Drastic changes are needed, but Michelle isn’t convinced anything can be done to save their outlook.
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221. “I’m almost 40 and still living paycheck to paycheck”
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220. “I carry the baby, the bills, and the stress”
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200. How to Buy Happiness
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Stockings Full, Wallets Empty?: Preventing A Holiday Money Hangover with Chad Willardson
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Why We Rush To Solutions & What We Should Do Instead
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Answering Your Real Questions (Should I Buy It?)
📙 Order my book, Breaking Free From Broke or get it on audiobook. In this episode, I took calls from real people asking the question, “Should I buy it?” See what Ihad to say about some of these purchases, plus, learn five easy questions to ask that will help you spend smarter. N ... Show More
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Apr 2025
228. The Most Important Financial Decision You'll Ever Make (That NO ONE Talks About)
Worried about the stock market or a possible recession? Register for our FREE 'Don't Panic' workshop for your 3-step plan for financial security in 2025: herfirst100k.com/SOS We spend so much time stressing over budgets, investments, credit scores—basically, all the numbers. But ... Show More
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