logo
episode-header-image
Aug 2024
15m 39s

5 Ways to Improve America’s Retirement S...

MORNINGSTAR
About this episode

Why the Employment Retirement Income Security Act Has Been Successful

How Well Workers from Upper, Middle, and Lower Incomes are Saving for Retirement

Retirement Savings by Race and Ethnicity

How the Government and Employers Could Expand 401(k) Coverage  

Improving Social Security  

Would a National Retirement Savings Plan Replace Current Employer Plans?

Do Investors Need Fiduciary Protections like ERISA Extended to IRAs?

What’s At-Stake for Future Retirees 

 

Read about topics from this episode.  

The Time is Right for a National Retirement Savings Plan

Is Fixing Social Security and Medicare as Dire as It Seems?

Is There a Retirement Crisis?

The Saver’s Match Could Be a Game Changer for Retirement Savings—Especially for Black Women

How to Bridge a Retirement Shortfall

 

What to watch from Morningstar.

Mutual Funds Turn 100. Can Investors Still Count on Them?

Too Many Investment Accounts? Here’s How to Reduce the Clutter

Now’s the Time to Diversify Beyond Magnificent Seven Stocks

3 Asset Classes That Could Raise Your Portfolio’s Risk Level

 

Read what our team is writing:

Ivanna Hampton

Mark Miller

 

Follow us on social media.

Facebook: https://www.facebook.com/MorningstarInc/

X: https://x.com/MorningstarInc

Instagram: https://www.instagram.com/morningstar... 

LinkedIn: https://www.linkedin.com/company/5161/

Up next
Aug 22
This Classic Investment Strategy Is Still Alive in 2025
Is the 60/40 portfolio living up to its reputation of resilience this year? The merit of a classic portfolio of 60% stocks and 40% bonds has been a matter of debate in recent years. A diversified 60/40 strategy failed to protect investors in 2022’s broad market crash—in fact, an ... Show More
14m 48s
Aug 15
These 16 Standout Funds Are Making Big Bets. Do They Fit in Your Investment Portfolio?
It can sometimes seem like there’s an endless number of mutual funds for you to invest in. But not all of them are a right fit for your portfolio—and some aren’t worthy investments at all. A popular feature from Morningstar’s FundInvestor newsletter greatly shrinks the list and c ... Show More
11m 33s
Aug 8
Market Volatility: Investors Are Seeking Safety in Gold ETFs. Is It Working?
Investors are piling into global gold ETFs for a safe haven from uncertainty. Demand surged in the first half of 2025, according to a new report from the World Gold Council. The industry trade group points to geopolitical turmoil, global trade policies, and higher gold prices for ... Show More
12m 25s
Recommended Episodes
Oct 2024
Money Bootcamp: Investing for retirement
Welcome to the Santam Insure your Future money boot camp with Maya Fisher-French and Mapalo Makhu.  In the last two episodes we looked at saving and investing for those goals we want to achieve during our working years. But at some point, we want to kick back and retire, or at le ... Show More
33m 13s
Aug 2024
Q&A: The Unintended Consequences of Early Retirement
#529: Anonymous, 60, recently lost her job and is worried about retirement. She owns a paid-off triplex, living in one unit and renting the others for $30,000 a year. She used her 401(k) funds to buy the triplex and now has $50,000 in retirement savings and $150,000 in cash. She ... Show More
1h 16m
Nov 2024
Mailbag | Backdoor Roth IRA, 4% Rule & 401k Strategies for Retirement Planning | With Rachael Camp | 521
Answering Listener Questions on asset allocation, retirement strategies, and the intricacies of real estate investing. With Brad Barrett and Rachael Camp. Whether you are pondering upon the backdoor Roth IRA strategy or seeking clarity on managing funds without a 401k, this episo ... Show More
1h 7m
Mar 2024
Teresa Ghilarducci, "Work, Retire, Repeat: The Uncertainty of Retirement in the New Economy" (U Chicago Press, 2024)
The issue of the future of Social Security, on which millions of Americans depend, produced great political theater at the State of the Union address. That highlighted a bigger problem of financing retirement as baby boomers seek to retire, often with limited resources. Many argu ... Show More
29m 15s
Oct 2024
Protecting Retirement Through Education
The team dives into the financial challenges facing retirees today. With 80% of older adult households financially insecure, according to a National Council on Aging report, the team stresses the importance of financial education and smart investing. They discuss strategies like ... Show More
49m 45s
Sep 2024
560: Dude ACTUALLY Withdraws From His 401(k) and Retires at 47
Did you know you can use your 401(k) to retire early? Yep, it’s possible. And today’s guest, Eric Cooper, is doing it atage 47! Most FIRE chasers search for how to withdraw from a 401(k) early but know that doing so will hit them with substantial penalties. The best way around th ... Show More
50m 39s
Aug 2017
Michael Kitces – The 4% Rule and Financial Planning for Early Retirement
One of the internet’s most-respected retirement researchers and financial planners, Michael Kitces, joins me for an episode of the Financial Independence Podcast! You may remember that my Safe Withdrawal Rate post drew heavily from the incredible research Kitces has done on the t ... Show More
1h 7m
Oct 2024
The missing link to retirement security
Michael Moran, a pension strategist in Goldman Sachs Asset Management, explains how the current macro environment is changing the retirement picture for both savers and retirees. Mike and his team are out with a new report that describes what they see as a missing link to retirem ... Show More
27 m
Jan 2025
Launch Your Retirement, Bitcoin Investing & Taxes - Ted Thatcher #6210
Ted Thatcher joined Kerry Lutz to discuss his book, "Launch Your Retirement," which provides guidance for individuals transitioning from saving to spending in retirement, targeting those with established nest eggs looking to replace their income. He outlined a five-pillar process ... Show More
20m 41s
Feb 2024
Roger Young: Visualizing Retirement Is So Important
Our guest on the podcast today is Roger Young. Roger is thought leadership director at T. Rowe Price, where he and his team conduct research on retirement planning and financial planning matters. Roger has been with T. Rowe Price since 2017. Prior to that, he was a financial advi ... Show More
49m 44s