logo
episode-header-image
Aug 2024
49m 36s

Not Built For This #3: The Price is Wron...

ROMAN MARS
About this episode
As storms get more extreme and unpredictable, insurance companies are running the numbers on Florida and realizing that the math just isn’t working anymore. 
Up next
Today
The Problem With Football Helmets
Football helmets can prevent devastating injuries, but they may also help make an inherently violent game feel safer than it really is. Subscribe to SiriusXM Podcasts+ to listen to new episodes of 99% Invisible ad-free and a whole week early. Start a free trial now on Apple Podca ... Show More
43m 19s
Oct 6
(Not Just) Another Brick in the Wall
A closer look at the messy, beautiful bricks hiding across Chicago. Subscribe to SiriusXM Podcasts+ to listen to new episodes of 99% Invisible ad-free and a whole week early. Start a free trial now on Apple Podcasts or by visiting siriusxm.com/podcastsplus. Hosted by Simplecast, ... Show More
28m 18s
Oct 2
100 Objects #20: AA Sobriety Chip
Comedian, writer, and podcaster Jamie Loftus has always known about Alcoholics Anonymous. As a kid, she loved the album where her dad kept all his AA chips — that little piece of plastic that marks a day, a month, a year of sobriety. Now as an adult, Jamie wanted to understand wh ... Show More
52m 57s
Recommended Episodes
Oct 2024
Is insurance doomed?
As the world gets warmer and storms get worse, insurance companies are jacking up rates — or refusing to cover homeowners altogether. Is the future uninsurable? Guests: Umair Irfan, correspondent at Vox; Karen Clark, co-founder and CEO of Karen Clark & Company; Joe Skuba, VP at T ... Show More
28m 59s
Sep 2025
Will climate change make your home uninsurable? | Amy Barnes
Insurance is the hidden engine that keeps the economy churning, but climate change is making home insurance unaffordable for many people, says climate risk advisor Amy Barnes. She reveals why soaring premiums aren't just bad news for homeowners, but also a flashing red signal for ... Show More
10m 19s
Mar 2025
Insuring the uninsurable
We hear from businesses in California, Fiji and the UK that have been hit hard by natural disasters like floods, wildfires and extreme storms - followed by rising insurance premiums - or companies refusing to insure them at all. An alternative type of cover, parametric insurance, ... Show More
17m 43s
Sep 2025
Will climate change make your home uninsurable? | Amy Barnes
Insurance is the hidden engine that keeps the economy churning, but climate change is making home insurance unaffordable for many people, says climate risk advisor Amy Barnes. She reveals why soaring premiums aren't just bad news for homeowners, but also a flashing red signal for ... Show More
10m 19s
Jun 2023
California is becoming uninsurable
Two insurance giants will stop issuing new policies for California homes. CalMatters reporter Ben Christopher and Vox’s Umair Irfan say insurers have determined what homeowners refuse to accept: Climate change has made some parts of the country too risky to live in. This episode ... Show More
26m 6s
Jan 2025
A run for cover: LA’s fires and insurance
Among the lessons emerging from California’s devastating fires is the idea that insurers cannot price risk on past data: the climate-change future is already here. Pete Hegseth, Donald Trump’s pick for defence secretary, has some misguided notions about women on the battlefield ( ... Show More
26m 3s