logo
episode-header-image
Jun 2024
19m 39s

Most Important Personal Finance Ratio: T...

SAM DOGEN: FINANCIAL SAMURAI FOUNDER, PERSONAL FINANCE BLOGGER
About this episode

I've decided that my Home-To-Car Ratio guide is the most important pesonal finance guide for everyone to fall. After all, everybody needs a place to live, real estate is the best asset to build wealth for the average person, and America has a love affair with cars.

My Home-To-Car Ratio guide helps personal finance enthusiasts reduce their car spending and maximize their house spending in a practical way. By following my guide, more people will build more wealth than those who don't!

See: The Right House-To-Car Ratio For Financial Freedom

Real Estate Investing Suggestion

To invest in private real estate, take a look at Fundrise, my favorite private real estate investing platform. Fundrise was founded in 2012 and manages over $3.3 billion with over 500,000 investors. The firm focuses on residential and industrial properties in the Sunbelt, where valuations are lower and cap rates are higher. Take advantage of the demographic shift to lower-cost areas of the country. 

Personally, I've invested $954,000 in private real estate since 2016 to diversify my exposure and earn more passive income. I've invested six figures in Fundrise's Flagship Fund and Fundrise is a sponsor of Financial Samurai. 

Join 70,000 others and sign up for my weekly financial freedom newsletter here. If you do, you'll improve your chances of building more wealth. 

 

Up next
Yesterday
How the Tax-Free Home Sale Exclusion Works
In this solo episode, I want to clarify how the tax-free home sale exclusion works. For those who want to move back into their rentals to then qualify after two years, there is a pro-rated amount you need to implement. See this post for more details: How To Use The Tax-Free Exclu ... Show More
9m 52s
Aug 8
The Acceleration Of AI Growth And Adoption With Ben Miller, CEO of Fundrise
On the latest episode of the Financial Samurai podcast, I sat down with Ben Miller, cofounder and CEO of Fundrise, for a deep dive into AI, venture capital, and what it really takes to get into the best deals. Key Takeaways from the Podcast 1. AI Growth and Market Dynamics Revenu ... Show More
50m 13s
Jul 10
How You'll Know When You Finally Have Enough Money
Figuring out when you have enough money is a mix of math and emotion. You might have enough on paper, but if you’re not emotionally ready to live life entirely on your terms, then you probably don’t have enough yet. As one of the pioneers of the modern-day FIRE movement in 2009, ... Show More
18m 32s
Recommended Episodes
Jan 2025
How To Build Generational Wealth Without A Big Salary
“True generational wealth isn’t just a home—it’s income that lasts beyond your lifetime.” This is a mindset shift we all need. Learn from Jaspreet on how to redefine generational wealth and how to create it, even if you don’t make a high salary. From owning cash-flowing assets to ... Show More
26m 12s
Feb 2025
WEALTH BLUEPRINT: How to Actually Build Wealth - Two Proven Strategies
"Wealth isn’t about having a million dollars in the bank. It’s about having enough passive income to never worry about money again." If you want to stop trading time for money and actually build sustainable wealth, this episode is for you. Jaspreet breaks down the two proven stra ... Show More
21m 57s
Feb 2025
How to Build Passive Income with REITs: A Beginner’s Guide
"You don’t need millions to invest in real estate—you just need to know the right strategy." Want to earn passive income from real estate—without buying a house or dealing with tenants? REITs (Real Estate Investment Trusts) offer a way to invest in real estate with low capital, z ... Show More
14m 27s
Oct 2024
These 6 Side Hustles Made Us Millionaires - Start Making More Money TODAY (F.I.R.E. For Beginners)
▸▸▸https://www.365daystofire.com/ We're so excited to announce that enrollment for our 365 Days to F.I.R.E. Program is now open! To learn more, go to: https://www.365daystofire.com/ —-Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https ... Show More
8m 38s
Aug 2024
How To Get Rich Fast!
Success shouldn't mean sacrificing everything. Are you living The Wealthy Way? Join me as I share 17 money rules for building wealth without losing sight of what truly matters. With over $100 million in real estate transactions and multiple 7-figure businesses, I know the pa ... Show More
34m 45s
Jul 2023
How To Buy Real Estate Deals With OPM (Other People's Money) But Keep 100% Of The Cash Flow
Today's show features a strategy from @mattamabile that helped him keep 100% of the cashflow on multiple real estate purchases while using JV partners.We Help People Quit Their Jobs, Build Their Own Businesses, And Impact The World. Want to Learn How To Grow Passive Income T ... Show More
12m 39s
Jan 2025
MASTERCLASS: How To Build Generational Wealth & Never Worry About Money Again
"Money is a tool—use it wisely, and it can work for you for generations." What if you could stop worrying about money and create a legacy that lasts for generations? In this episode, Jaspreet breaks down the 10 steps to building real wealth—covering everything from mindset to inv ... Show More
35m 12s
Sep 2024
If You Are Struggling Financially - This Video Is For You
Are you tired of working hard but still feeling stuck financially? In this episode, we talk about these five KEY steps to break free financially: Earn Money – Whether it’s from your job or side hustle, the journey starts by earning income. Spend Less Than You Earn – Avoid the tra ... Show More
13m 20s
Jun 24
Single Family vs. Commercial Real Estate: Which Helps You Quit Your Job Faster? w/ Kathy & Rich Fettke
The easiest way to become a millionaire is buy a million dollars worth of real estate Rich & Kathy Fettke are co-founders of Real Wealth, helping over 80,000 investors acquire $1.3 billion in real estate assets since 2003. Kathy hosts The Real Wealth Show podcast and co-hosts Big ... Show More
52m 25s
Jul 2023
Breaking Down Investments: How And What We Invest Our Money Into
Chris and I are constantly asked about our investment strategies, and today, we’re breaking each of our investments down by the level of risk associated with them! We encourage you to invest in yourself and your business before anything else, as it is the least risky and most cru ... Show More
30m 44s