episode-header-image

May 2024

11m 15s

Time Value of Money (TVM) and Calculatin...

Quickanddirtytips.com

About this episode

Up next

How Your Debt Compares With the Average American’s

With U.S. consumer debt hitting a record $18.8 trillion, it’s time to see how your balances measure up. In this episode, Laura breaks down average debt by age group and type—from Gen Z’s $35k average to Gen X’s $158k peak—to help you determine if your debt is "healthy" or a hurdl ... Show More

How to Invest When My 401(k) Fails Nondiscrimination?

1005. Is your company "returning" your retirement savings? In this episode, Laura answers a listener question from Jay P., who is frustrated that his contributions keep getting bounced back as taxable income.If you’re a high earner or a diligent saver, nothing is more frustrating ... Show More

Save Too Much? Fix Excess Retirement Contributions Penalty-Free

1004. This week, Laura explains how to identify and fix overcontributions to your 401(k), IRA, and HSA. You’ll learn the specific deadlines for 2026 to remove excess funds penalty-free and how to handle the tricky tax paperwork that follows.In This Episode: The Cost of Mistakes: ... Show More

Recommended Episodes

999 - Understanding the Time Value of Money (TVM): What Real Estate Investors Need to Know part 1

The time value of money states that the money you have today is worth more than the money you’ll have at a future date. The two main reasons why are your potential earning capacity and inflation. It’s why people make investments instead of letting their money sit in their checkin ... Show More

Being Pitched an Investment Idea

I'm being pitched an investment option regarding my IRA, and something tells me I need a second opinion. Have a money question? Email us, ask jill [at] jill on money dot com. Please leave us a rating or review in Apple Podcasts. "Jill on Money" theme music is by Joel Goodman, www ... Show More

Money, Mindset & the Machines: How AI (and Self-Awareness) Can Change Your Financial Future with Elizabeth Ayoola

What happens when technology meets money mindset? In this conversation, Elizabeth Ayoola — writer, finance expert, and co-host of NerdWallet’s Smart Money Podcast — shares how she went from writing $8 articles as a new mom to building lasting financial freedom. We get into how AI ... Show More

Money Is Self-Love: Redefining Wealth, Worth, and Receiving with Elizabeth Ralph

What if money isn't just about budgeting, saving, or grinding harder—but instead, a form of radical self-love? In this powerful episode of Everyone’s Talkin’ Money, Shari sits down with Elizabeth Ralph—wealth strategist, intuitive investor, and host of The Spiritual Investor podc ... Show More

Ep66 When (and When Not) To Listen to Investment Advice

<p>Solicited or not, advice on where to invest your money seems to be around every corner these days. But determining whether the advice is credible and worth listening to can be challenging. </p><p>On this episode, hosts and finance professors Jonathan Berk and Jules van Binsber ... Show More

Money Diaries, Career Breaks, and Owning Your Financial Story with Lindsey Stanberry

This week, Sim sits down with Lindsey, the creator of the cult-favorite Money Diaries, to uncover the fascinating truths behind how women really spend and talk about money. They explore why financial transparency is still taboo, how values shape spending, and what it takes to con ... Show More

Suze School: The Benefits of Value Cost Averaging

Suze explains what Value Cost Averaging investing is and how it’s different from Dollar Cost Averaging and Lump Sum investing. Could Value Cost Averaging be the right way for you to invest? Get out your Suze notebooks and find out! (Note: this has been updated from the version ... Show More

228. The Most Important Financial Decision You'll Ever Make (That NO ONE Talks About)

We spend so much time stressing over budgets, investments, credit scores—basically, all the numbers. But what if I told you the biggest financial decision you’ll ever make isn’t about money at all? In today’s episode, I’m getting real about the one life choice that will shape eve ... Show More

Should I Invest Aggressively If I Am Behind In My 50’s? - Money Q&A

In this episode of the Personal Finance Podcast, we're going to do a Money Q&A about should I invest aggressively If I am behind in my 50’s. Today we are going to answer these questions: Should I invest aggressively if I am behind in my 50s? Should I invest money? Should I put my ... Show More

40 Money Lessons at 40: Real-Life Wins, Mistakes and What Actually Matters - Part 1

What does turning 40 teach you about money? A lot. In this special series, Shari Rash shares 40 money lessons she’s learned over two decades in personal finance — from the cringe-worthy (financing a couch for three years) to the life-changing (automation beats motivation every si ... Show More