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May 2024
49m 7s

Ep 82. Digital Banking explained with Ke...

Arjun Singh
About this episode

Welcome to a new episode of Couchonomics with Arjun! This week, we're diving into Banking as a Service (BaaS) with Kelvin Tan, CEO of Audax.

Kelvin shares insights on Audax’s “bank in a box” solution, helping banks scale and modernize rapidly. We discuss the potential and challenges of BaaS, open banking, and the future of embedded finance. Don't miss this insightful conversation on digital banking!


Couchonomics with Arjun Season 3 is brought to you by our partners:

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ToYou https://toyou.io/ar

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Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E


Time stamps: 


00:00 - Episode highlights  

00:53 - Introduction  

01:35 - The story of Audax  

08:06 - BaaS  

12:51 - Challenges with BaaS  

22:59 - Adopting BaaS  

25:10 - Open Banking and BaaS  

27:40 - Embedded finance  

33:05 - Regulators  

34:52 - Audax and banks' relationship  

36:42 - Partnerships and orchestration  

40:28 - Market focus  

45:07 - Learnings for banks embarking on BaaS  

47:29 - Closing words



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Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E

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