logo
episode-header-image
May 2024
27m 27s

How to Avoid These Popular Debt Trends

Ramsey Network
About this episode

💵 Sign up for EveryDollar today. Create a free budget! 

 

This episode is one huge PSA! I’ll go over some of the worst debt trends and traps that steal your paycheck—and what you can do to steer clear of them so you can use your money to create a life you love.

 

In This Episode:

·      Financial Goals That Are Impossible With Debt 

·     The Sad Reality of Credit Card Rewards 

·     The Financial Trend That Is Robbing You Blind 

 

Next Steps:

·      📈 Check out the Investment Calculator: https://www.ramseysolutions.com/retirement/investment-calculator

·      🏡 Work with Churchill Mortgage to buy a home without a credit score: https://www.ramseysolutions.com/real-estate/mortgage-loans

·      💸 Take Financial Peace University: https://www.ramseysolutions.com/ramseyplus/financial-peace

·      🎥 Watch “How Financially Smart Are You?" here: https://www.youtube.com/watch?v=MOU0tPd_8RE

 

Offers From Today's Sponsors

 

Listen to More From Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

💼 The Ken Coleman Show

📈 EntreLeadership

 

Ramsey Solutions Privacy Policy

Up next
Yesterday
Biggest Financial Mistakes When Buying a Car (With The Car Mom)
🚙 Get the free Ramsey Car Guide. In this special episode, The Car Mom’s Kelly Stumpe shares the biggest mistake you can make when buying a car, tips on finding the right “mom car,” plus how to do it all with confidence. Next Steps: 🎥 Watch my video What America’s #1 Wealth Kill ... Show More
20m 31s
Jul 7
Toxic Money Lies That Are Keeping You Broke
💵 The simplest way to budget. Download the EveryDollar app for free! Have you started to believe the lie that you’re just “bad with money”? In this episode, I’ll debunk five toxic money lies that may be keeping you stuck so you can start winning financially. Next Steps: 🎥 Watch ... Show More
11m 49s
Jul 4
Why Less Really Is More—in Money, Faith and Beyond
📚 Get Rachel Cruze’s Kids Book Bundle. I’m typically a quantity over quality kind of girl—except for these four areas of life. In this episode, find out where less really is more so you can make space for what matters most. Next Steps: 🎥 Watch my video 5 Quick Ways to Cut Costs ... Show More
9m 11s
Recommended Episodes
Aug 2024
$110,000 in Debt, Am I Bankrupt?
💵 Start your free budget today. Download the EveryDollar app!Did you miss the latest Ramsey Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews, and ... Show More
9m 55s
Dec 2024
My Husband & I Disagree On How To Invest
💵 Sign up for EveryDollar today - Create a free Budget! Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! Next Steps:💰Need Help wit ... Show More
8m 44s
Dec 2024
The Stupid Reason Entrepreneurs Think Debt Is Smart
Today, we’ll hear about:  A business owner struggling to stop using debt as leverage  A young husband and father wondering if he should sell his business and retire  Why Dave Ramsey will never sell his business  A business owner thinking about using debt to buy a building   Next ... Show More
45m 22s
Oct 2024
Do These 5 Things And You'll Build Wealth Every Time
💵 Start your free budget today. Download the EveryDollar app! You may not be able to predict much in life, but if you do the five things in this episode, I can confidently predict you’ll wind up wealthier. And who doesn’t want that?  Next Steps: 🎥 Watch the video How I Went Fro ... Show More
8m 4s
Oct 2024
Is It Wise To Move My Investments Into an HSA?
💵 Sign up for EveryDollar today - Create a free Budget!Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! Next Steps:💰Need Help wit ... Show More
7m 10s
Aug 2024
Money Habits Of The Broke, Average, And Wealthy
💵 Start your free budget today. Download the EveryDollar app!  I’m sure you’ve never dreamed of being broke. So in this episode, find out what broke and average people do, plus how to build wealth instead. Next Steps  📗 Order George Kamel’s new book, Breaking Free From Broke.  ... Show More
14m 36s
Jan 2025
The Basic Principles To Building Wealth
💵 Sign up for EveryDollar today - Create a free Budget! Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! Next Steps:💰Need Help wit ... Show More
12m 41s
Nov 2023
All About Baby Steps 4, 5, & 6
Listen to how ordinary people built extraordinary wealth - and how you can too. You’ll learn how millionaires live on less than they make, avoid debt, invest, are disciplined and responsible! Featuring hosts from the Ramsey Network: Dave Ramsey, Ken Coleman, Rachel Cruze, John De ... Show More
10m 26s
Nov 2024
Millionaire Reacts To: Money Saving TikToks
💵 Start your free budget today. Download the EveryDollar app!  I love a good money-saving challenge, but is a binder full of cash really the secret to stashing dough? In this episode, find out practical ways you can pump the brakes on spending and start making money today.  Next ... Show More
14m 16s
Jun 5
237. 5 Sneaky Money Mindsets Sabotaging Your Financial Goals
Register for our FREE workshop, Stock Market Secrets: Debunking Common Myths for Successful Investing: ⁠herfirst100k.com/secrets-pod⁠ I’ve seen it over and over again––the smartest, most capable people sabotage their financial success because of mindset traps they don’t even real ... Show More
28m 27s