logo
episode-header-image
Mar 2024
23m 44s

Effective ways to repair your credit sco...

NPR
About this episode
Credit scores determine whether you can get a mortgage, credit card, auto loan and more. So if your score is subprime, how do you bump it up to above a 700? In this episode, find out how to read your credit report, navigate collections and negotiate payments.

See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.

NPR Privacy Policy
Up next
Jul 27
Savings strategies that actually work
You know you want to save for that vacation, those new tires and more generally, the future. But what savings approach actually works? Certified financial planner Tania P. Brown recommends trying savings buckets. By creating separate categories — or buckets — for your savings, yo ... Show More
22m 9s
Jul 14
Summer fun that doesn't break the budget
Wondering how to have fun this summer without spending a fortune? All you need is a little creativity. Go on a "penny date." Throw a movie marathon party. Swap houses with a friend. With a little imagination, you can bring delight and joy — at a low cost — to your sunny days ahea ... Show More
12m 19s
Jul 13
A financial planner's advice for spending without guilt
Whether you're feeling guilty about overspending or guilty about not spending enough, shame around money can get in the way of your goals. In this episode, Marielle Segarra talks with certified financial planner Lauryn Williams about how to address financial guilt and align your ... Show More
23m 8s
Recommended Episodes
Jul 2021
Tricks To Improve Your Credit Score
A strong credit score can make major purchases and financial transactions much easier. Here's how to make yours better and keep it high. (This episode originally ran in November 2020.)See pcm.adswizz.com for information about our collection and use of personal data for sponsorshi ... Show More
19m 9s
Jul 2021
254: How Do I Grow My Credit Score?
Whether you’re looking to buy a house or purchase a new car, one thing is certain – your credit score will be looked at! So how do you create a credit score to be proud of? A listener recently asked me this exact question, and in today’s episode I discuss the 5 main factors that ... Show More
9m 23s
Aug 2021
260: What Credit Score Do I Need for the Best Interest Rate?
Looking to purchase a big ticket item? Whether it’s a home or a vehicle purchase that’s on your radar, your credit score will be taken into consideration before being granted the loan! So what kind of score is needed to receive the best interest rate? In this week’s episode I ans ... Show More
7m 28s
Jul 2025
How Much Does Your Credit Score Matter?
Whether you’re applying for a mortgage, taking out a loan or signing up for a new credit card, one number carries more weight than many people realize: your credit score. In this week’s personal finance edition of Merryn Talks Money, hosts Merryn Somerset Webb and John Stepek are ... Show More
20m 33s
Sep 2024
What’s your financial GPA?
Credit scores may seem scary and confusing, but they don’t have to be! Yanely Espinal sits down with financial therapist and money coach Jasmine Ramirez to talk about what a credit score is, how they’re calculated and what you can do to keep yours high.  Think you’re financially ... Show More
14m 7s
Aug 2024
Have You Checked Your Credit Score Lately?
Have you checked your credit score lately? If not, it’s time to take a closer look! On today's ep we chat about why your credit score should be a priority on your financial to-do list to keep financial health in check. And of course, we've got some practical tips on how to boost ... Show More
48m 12s
Jul 2022
Rethinking Credit Cards
Do you have credit cards, but worry you rely on them a little too much? Does managing the debt seem daunting? Don’t worry, we got you! This episode is all about the do’s and don'ts of credit cards. Delyanne Barros speaks with credit expert Sara Rathner, from NerdWallet, about how ... Show More
30m 40s
Jan 2022
283: I Don't Like Debt But Want a Good Credit Score
How do you maintain a strong credit score after paying off all of your debt? A listener wrote in wanting to know the answer to this question. This week I'll answer this question and break down what goes in to your credit score calculation. Today's bag of popcorn is brough to you ... Show More
9m 46s
Jan 2020
Personal Loans & Credit Scores
Lets say you're thinking about a large purchase...and you don’t have quite enough money. What do you need to think about before you borrow money from a bank? Also how does interest work, what are credit scores and how can you make sure you are getting a good deal? Emirates NBD's ... Show More
20m 49s
Feb 2024
Best of Money Clinic: How can I improve my credit score?
Most people know that you need a good credit score to be able to borrow money, but how to start building one is a mystery. First aired in June 2022, in this episode of Money Clinic, host and FT consumer editor Claer Barrett sits down with listener Emma, 22, who has never been in ... Show More
25m 46s