logo
episode-header-image
Jan 2024
7m 25s

1020: How to Go From Being a Homeowner t...

CLAYTON MORRIS
About this episode
Most Americans have been sold the idea of the quintessential American Dream… the vision of owning a home with a white picket fence. In fact, a survey released by Bankrate showed that 74% of respondents cited homeownership as the pinnacle of success, outranking education, retirement, family, and career achievements.

But owning your home is much different than owning a performing asset like a rental property. Luckily, there's an easy way to make the transition from homeowner to investor, and that's what you're going to learn on this episode of Investing in Real Estate!
Up next
Jul 23
1204: This New Trump Account Could Turn $1,000 Into Millions - Episode 1204
A new government-backed investment program known as "Trump accounts" just launched on July 4th, 2026, creating a new type of IRA for children. Under this initiative, the government will make a one-time $1,000 deposit into accounts for U.S. children born between 2025 and 2028. Tod ... Show More
34m 50s
Jul 20
1203: The Cost-of-Living Crisis Is Worse Than They're Telling You - Episode 1203
87% of Americans now say they're living in a cost-of-living crisis. We’re not talking about a rough patch or a temporary setback, but a full-blown crisis that is reshaping life in America as we know it. And yet somehow, the mainstream media won’t touch this topic without putting ... Show More
14m 40s
Jun 25
1202: The Dollar Dominance Is Over - Episode 1202
For decades, the US dollar has been the undisputed king of the global financial system. Countries across the world trade in dollars. Oil is priced in dollars. Central banks hold trillions of dollars in reserves. And when there’s a crisis anywhere in the world, investors usually r ... Show More
14m 20s
Recommended Episodes
May 2024
Is home ownership the wrong dream for America?
The house, the yard and the picket fence have long been part of the American Dream. Owning a home is lauded as a way to grow your wealth and pass it down to future generations. But high demand and short supply, coupled with today’s soaring interest rates, have made home ownership ... Show More
21m 51s
Jan 2023
How Buying A Home Became A Key Way To Build Wealth In America
High mortgage rates and a low supply of homes for sale has made homeownership feel out of reach for many Americans. And yet it remains an important way for Americans to build wealth.We speak with Chris Herbert, with the Joint Center for Housing Studies at Harvard University, abou ... Show More
13m 47s
Mar 2023
118: Are You Buying, Selling or Staying?
One of the most common steps in building personal--and generational--wealth, is buying a home. And while that's always been a complex transaction to navigate it's only gotten more difficult in today's climate. Interest rates continue to climb. Is it still a seller's market? What ... Show More
52m 35s
Jun 2025
Why Waiting for the “Perfect” Property is Costing You Wealth
Your idea of a “dream home” or “dream investment property” is stopping you from building wealth and taking steps toward financial freedom. Don’t believe us? Today’s guest proves it. Mitra Kalita lives in her dream home today, but it’s only because she bought a house FAR from what ... Show More
27m 53s
May 2025
Is it Finally A Buyer's Housing Market?
Your home should be a blessing, not a burden—but unfortunately, some people learn that the hard way. Get the answers you need with Real Estate The Ramsey Way, and learn what to avoid and how to do real estate the right way.   Next steps: 🏠Have questions about how real estate ... Show More
13m 53s
Apr 2022
The Myth of the Forever Home
Housing costs in America are at an all-time high and a lot of people are wondering if the American Dream of home ownership is right for them. This week, Delyanne Barros digs into the pressure to become a homeowner; the costs and benefits of buying; and how one couple has nearly e ... Show More
22m 41s
Jun 2024
Is Home Ownership Really a Good Investment?
"​​Is home ownership really a 'good' investment? What does building equity even mean? Is renting forever really a bad thing in this economy?" We'll walk you through that question and more in today's Q&A episode! Jump start your journey with our FREE financial resources Reac ... Show More
27m 46s
Feb 2023
385: How to Use Equity in Your Home to Reach Financial Freedom Faster
Your home equity could be the secret sauce to earlier retirement. With so many homeowners and rental property investors across the nation sitting on hundreds of thousands in home equity, one asks, “what if you used this trapped equity to build wealth?” And although most homeowner ... Show More
54m 30s
Dec 2021
275: Changing How We Think About Homeownership
Purchasing a home is a huge financial milestone, but that doesn't mean that it is right for everyone. This week I am joined by Stefanie O'Connell Rodriguez to discuss our thoughts on why renting can be a great financial move and the pressure so many of us feel to become homeowner ... Show More
15m 13s
Dec 2024
Is It Possible To Build Wealth While Renting?
Your home should be a blessing, not a burden—but unfortunately, some people learn that the hard way. Get the answers you need with Real Estate The Ramsey Way, and learn what to avoid and how to do real estate the right way.   Next steps: 🏠Have questions about how real estate can ... Show More
9m 3s