Today

Wife Questioning Asset Allocation

Our current asset allocation is 65% equities, 7% bonds, 28% cash/CDs, etc. My wife is concerned that we are taking on too much risk given our ages. Is she correct? Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ... Show More

24m 37s

Yesterday

Should I Refinance to Fixed Rate?

I have a 10 year ARM and I'm wondering if I should refinance or ride it out a bit longer and hope that rates continue to come down? Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ... Show More

15m 40s

Nov 24

Major Move Before Retirement

I made a big move in 2023 and am considering doing it again and I need your input because I don't want to blow up our retirement plans. Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ... Show More

21m 30s

Aug 2024

Should I Invest Aggressively If I Am Behind In My 50’s? - Money Q&A

In this episode of the Personal Finance Podcast, we're going to do a Money Q&A about should I invest aggressively If I am behind in my 50’s. Today we are going to answer these questions: Should I invest aggressively if I am behind in my 50s? Should I invest money? Should I put my ... Show More

30m 4s

Mar 2025

Is my super performing? How much do I need to retire? Your superannuation questions answered

Superannuation, we all (should!) have it, but are you making the most of it? However you're thinking about super- optimizing for retirement, considering a self-managed super fund (SMSF), or wondering about concessional contributions- this episode breaks it down. We fire through 6 ... Show More

16m 30s

Oct 17

I’m Financially Secure–Why Do I Feel Lost?

967. Laura answers a listener's question about how to feel more certain about setting goals and a budget when your income rises.Find a <a href="https://money-girl.simplecast.com/episodes/im-financially-securewhy-do-i-feel-lost/transcript" target="_blank">transcript</a> ... Show More

14m 8s

Dec 2024

What Do I do With an HSA at an Old Employer?! (Plus How to Avoid RMD's) - Money Q&A

In this episode of the Personal Finance Podcast, we're going to talk about what to do with an old HSA at an old employer, plus how to avoid RMD’s. Today we are going to answer these questions! Question 1: Can I transfer investments from a brokerage account to a retirement account ... Show More

36m 7s

Aug 22

How Can I Become a Confident Investor?

Laura answers an investing question with seven tips for becoming more confident, regardless of your level of experience.Find a <a href="https://money-girl.simplecast.com/episodes/how-can-i-become-a-confident-investor/transcript" target="_blank">transcript</a> here. ... Show More

17 m

Feb 2025

Ep. 127 Everything You Need To Know To Sort Out Your Finances & Make The Most Of Your Money

After our New Year compilation episode about improving your life went crazy, I asked what other theme led episodes you’d like, and SO many of you said finances, money moola. So the aim for this episode, is everything you need to know about money, and I took this as a wide definit ... Show More

32m 40s

May 2024

451: What I Wish I Knew About Money Before I Became an Adult

Ever wish you could turn back the clock to share financial wisdom with your younger self in hopes that it would put you on the right financial path? My guest today is Ashley Feinstein Gerstley, author of Financial Adulting and founder of The Fiscal Femme, and we're discussing all ... Show More

11m 4s

Jun 2025

How to Retire With Over $100,000 of Annual Income

Laura reviews planning variables and what it takes to retire with over $100,000 of yearly income.Transcript: https://money-girl.simplecast.com/episodes/how-to-retire-with-over-100-000-of-annual-income/transcriptHave a money question? Send an email to <a href="mai ... Show More

16m 13s

Sep 30

It’s Not Too Late to Get Control of Your Money

🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠⁠⁠ Dave Ramsey and Ken Coleman answer your questions and discuss: “I work for my parents and I sometimes don’t get paid. How do I talk to them about this?” “My older brother is financially ... Show More

2h 17m

Oct 23

Money, Mindset & the Machines: How AI (and Self-Awareness) Can Change Your Financial Future with Elizabeth Ayoola

What happens when technology meets money mindset? In this conversation, Elizabeth Ayoola — writer, finance expert, and co-host of NerdWallet’s Smart Money Podcast — shares how she went from writing $8 articles as a new mom to building lasting financial freedom. We get into how AI ... Show More

43m 26s

Am I on Target?