Open banking, in which traditional banks release their data via application programming interfaces (APIs) to enable the development of new financial services for their consumers, has been one of the most significant disruptions in global payments over the past decade.
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Today
AI agents now have a place to snitch; also, US data centers could consume more natural gas than Germany and Japan
The AI Contact Hotline is designed to be a discreet place where agents that have witnessed misbehavior can tip off authorities. Also, the AI frenzy could push U.S. data centers to become one of the largest consumers of natural gas in the world. Learn more about your ad choices. V ... Show More
7m 55s
Yesterday
Microsoft’s new AI ‘code of conduct’ tells models not to hack systems or trick humans ... plus a Volkswagen Electric Prototype and the new ClickFix attacks
The code of conduct lays out general principles that Microsoft AI models should uphold — supporting humans rather than replacing them, for instance, and accelerating human flourishing — as well as specific safety constraints meant to implement those principles. Also, Volkswagen's ... Show More
11m 10s
Sep 14
Obama urges Democrats to have a ‘clear plan’ for AI safeguards; plus, OpenAI’s Sam Altman says it would be ‘ill-advised’ to go public in 2026
Obama recently said that Democrats need to make artificial intelligence one of their “central agendas” and “have a very clear plan” to address concerns around the technology’s economic impact and safety. Also, while OpenAI has filed confidentially for an IPO, the company will not ... Show More
5m 15s
Mar 2025
1807: Open Banking and The Power of Your Financial Data
This episode is brought to us by Mastercard.The financial world is changing fast, and as we enter the 10th year of So Money, one of my goals is to keep us updated on the latest innovations and technology shaping our money world…to help you understand what’s coming, why it matters ... Show More
24m 33s
Oct 2020
467. News: Open Banking is working - but what comes next?
Our expert hosts, Sarah Kocianski and Ross Gallagher, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:
Imran Gulamhuseinwala OBE - Trustee of the Open Banking Implementa ... Show More
1h 7m
May 2024
Can digital banking transform the fortunes of Africa’s youth?
For many young people in Africa, traditional banking isn’t just a hassle, it’s a major roadblock. Long lines, piles of paperwork and strict ID requirements mean many are left out in the cold when it comes to managing their money in bank accounts. Digital banking platforms are try ... Show More
16m 45s
Jun 2021
Tea, Sharks, and Internet Hubs
<p>User experience is at the heart of the fintech revolution. Innovation has centered around building better, smarter, cheaper, and more helpful services to disrupt the establishment and reinvigorate competition for the consumer. If data is the oil of that innovation, then un ... Show More
13m 54s