In today’s rapidly evolving financial landscape, traditional banking institutions are no longer the sole players. Enter Neobanks and Challenger Banks, two terms that have been making waves in the fintech industry. But what exactly are they, and how do they differ from each other?
In this episode of Down to Business English, Skip Montreux and Dez Morgan disc ... Show More
Jun 13
Tokenmaxxing and the Corporate AI Pullback
AI tools were expected to help companies work faster, spend less money, and become more productive. But what happens when employees use so much AI that costs become too high? In this episode, Skip Montreux and Dez Morgan look at tokenmaxxing — a new business problem where AI cost ... Show More
25m 16s
Oct 2025
1002. Insights: The digital transformation race: big banks vs neobanks.
About this episode:In this episode, in partnership with Enfuce, host Benjamin Ensor dives into the real state of banking transformation in today’s digital-first world. It’s no longer just legacy banks versus neobanks; it’s about who can truly meet rising customer expectations, ma ... Show More
47m 5s
Nov 2025
1012. Insights: How Lloyds, Santander and NatWest are shaping the future of banking innovation
About this episode: In this episode of Fintech Insider, we dig into how UK banks can reclaim their fintech edge in a fast-moving global market. Host Ross Gallagher and co-host Tim Heard from 11:FS are joined by innovation leaders from NatWest, Santander, and Lloyds Banking Group ... Show More
1h 1m
Jul 2021
545. Insights: How can tech and culture work together to shape the future of banking?
Our expert hosts, David Brear and Tim Heard, are joined by some great guests to dive into all thing new banking business models.
We start by looking at what the industry looks like now. Where are we, what are the banking models that we’ve seen come out and how has the industry ... Show More
54m 38s
Jan 2021
493. Insights: Partnerships in finance: building the new banking ecosystem
With the help of fintechs, BaaS, third party providers and even M&As, banking as we know it is changing. Partnerships are proving to be the key to unlocking what the future of the banking ecosystem will look like. In this episode, Adam Davis sits down with a panel of guests for a ... Show More
46m 18s
Oct 2021
575. Insights: How does the cloud disrupt traditional banking?
Our expert host, Benjamin Ensor, is joined by some great guests to talk about all things Cloud-based Banking.
Cloud-based platforms have the potential to revolutionise the banking sector as we know it, but the findings of our latest report with nCino suggest there’s still a lo ... Show More
49m 20s