We hear about one Sri Lankan woman’s struggle with debt after taking out a small loan - what does her story tell us about how to lend to people unable to access finance through banks all over the world?
In a special two-part Business Daily report, Ed Butler investigates what's gone wrong with microfinance. It was once seen as a progressive way to help people like Renuka Ratnayake improve their lives, but has it led to a new wave of predatory lending?
If you are affected by any of the issues covered in this programme, you can find information at www.bbc.co.uk/actionline.
Presenter / producer: Ed Butler Image: Renuka Ratnayake; Credit: BBC