logo
episode-header-image
Dec 2022
24m 20s

New year, new finances: resolutions for ...

Financial Times
About this episode

The new year is a perfect time to rethink and reorganise your financial affairs but where should you start? Host Claer Barrett is joined by Iona Bain of Young Money blog, financial educator Timi Merriman-Johnson, aka Mr Money Jar, and Sara Williams of the Debt Camel. They discuss their own new year’s resolutions, whether it’s worth overpaying on your mortgage as interest rates are set to rise, and why paying more into your pension could be a good idea. Plus, advice on how to keep to your new year’s financial goals.


Money Clinic is keen to hear from listeners and readers. If you would like to get in touch, please email us at money@FT.com or DM Claer on social media. She is @ClaerB on Twitter, Instagram and TikTok. 

Presented by Claer Barrett. Produced by Persis Love. Our executive producer is Manuela Saragosa. Sound design is by Breen Turner, with original music from Metaphor Music. 


Read a transcript of this episode on FT.com


Hosted on Acast. See acast.com/privacy for more information.

Up next
Apr 1
Investment Clinic: Should I keep betting on Warren Buffett?
Fifty-eight-year-old Margo has amassed a very healthy retirement fund, in part by buying shares in Berkshire Hathaway, the investment company run by Warren Buffett. When even the ‘Sage of Omaha’ is reducing his exposure to certain US stocks, Margo wonders if it’s time for her to ... Show More
35m 16s
Mar 2025
Investment Clinic: I’m 29 – should I still be taking stock tips from my dad?
Matt started investing at just 22 with the help of his financial adviser father. Now, at 29, and with a wedding on the cards, he’s got an extra reason to be diligent about his money. Some of Matt’s stock picks (such as Glencore) haven’t been performing as he might like. Is it tim ... Show More
28m 43s
Mar 2025
Investment Clinic: I’m almost 50 – is it too late to start investing?
Forty-nine-year-old Jane has always been careful to squirrel money away, and a recent inheritance has boosted her nest egg to £125,000. But there’s one problem: it’s all in cash. Now, with half an eye on retirement, Jane wants to start investing but is unsure about how to do this ... Show More
32m 33s
Recommended Episodes
Jan 2024
131. How to Build Financial Wellness in 2024
Welcome to 2024, Financial Feminists! Whether or not you hit all of your money, savings, investing, or job goals for 2023 — a new year means new opportunities, but it doesn’t have to mean a whole new you. How about a better prepared, more financially savvy you? In this episode, h ... Show More
25m 36s
Feb 2024
Spring Cleaning Your Finances like an Adult (Bestie) #792
Your birthday comes around every year- and you never forget because it’s something that you look forward to! But we’d argue that there are certain financial tasks that we should also revisit at least once a year, but we’re less than enthusiastic about knocking them out. This negl ... Show More
53m 45s
Sep 2022
Building Wealth on a Tiny Income with Sarah the Budget Girl #565
In the same way that being able to read is a critical component of learning and furthering your education, budgeting is essential to managing your money well and building wealth. It’s foundational! And that’s why we’re pumped to have Sarah Wilson joining us on the podcast today. ... Show More
55m 41s
Jun 2019
859: More On Motivation and Money by Honey Smith with Get Rich Slowly on Inspiration for Better Personal Finances
Honey Smith with Get Rich Slowly shares more on motivation and money.Episode 859: More On Motivation and Money by Honey Smith with Get Rich Slowly on Inspiration for Better Personal FinancesJ.D. Roth has been reading and writing about personal finance for a decade. Today he’s fin ... Show More
9m 30s
Jul 2022
324: Apple is Getting in to the Buy Now Pay Later Game
Apple plans to incorporate their own version of a "buy now pay later service" directly into your iPhone's operating system later this fall. I recently joined Natalie Lizarraga on NBCLX to discuss whether or not this service will be helpful or harmful to your wallet as well as to ... Show More
9m 13s
Mar 2024
144. How to Win the Financial Game: Money Coaching with Tori & Tiffany Aliche
Have you been wondering how to effectively diversify your investment portfolio? Or whether you should prioritize real estate investments over traditional retirement accounts? In this episode of the Financial Feminist, we’re answering more user submitted questions, but this time w ... Show More
51m 29s
Sep 2023
Ask HTM - Student Loan Forgiveness Gray Area, Getting an Umbrella Policy, & Investing in Gold #724
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it ... Show More
51m 15s
Jun 2024
Asking the Right Questions to Save More Money w/ Matt Schulz #836
If you have kids or been around kids, you might have noticed that they’re not the best at solving their own problems. It’s a continual process of teaching them to advocate for themselves and that there’s more to it than just stating their problem. So for instance “I’m thirsty” mi ... Show More
53m 18s
May 2024
Friday Flight - Guilt-Tipping, FIRE Freaks, & $40k Gyms! #825
Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ah ... Show More
32m 36s
May 2024
Ask HTM - Consolidating Multiple Retirement Accounts, Rolling Equity into a New Home, & Keeping Up with an Allowance #832
Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guid ... Show More
53m 25s