Watch the episode – https://youtu.be/1tyx3w1APUY

In the third episode of Investing With The Whales, I talk with Libor Michalek, President of Affirm (AFRM). We cover several topics, including the Affirm beginnings, what is actually Buy Now Pay Later (BNPL), why BNPL is better than credit cards, why merchants are actively using BNPL, Affirm’s underwriting process, competition (Klarna, Afterpay), Affirm’s business model, partnerships (Shopify, Amazon, Walmart), delinquency trends, BNPL growth for everyday purchases, Debit+ card, and Affirm’s differentiations.

This episode is brought to you by TradeZero – https://us.tradezero.co/JonahLupton.

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