The house hack strategy doesn’t always run smoothly. Turning an old home into a modern, rentable masterpiece takes money—especially if you’re doing a big renovation. One of the easiest ways to get the rehab funds you need? A home equity line of credit (HELOC). But, when used incorrectly, a HELOC’s adjustable interest rate can bury any chance you have at cash ... Show More
Today
Best of BiggerPockets Money: Ben Felix on the 4% Rule
How much can you safely withdraw in early retirement, and is the 4% rule still a good guideline? Ben Felix breaks down portfolio risk, asset allocation, bonds vs. stocks, flexible spending, and the psychological side of investing in retirement.To go beyond the podcast:Listen to t ... Show More
26m 47s
Yesterday
Is House Hacking Dead in 2026? How to Find Deals That Still Work
Is house hacking still a good strategy for reaching financial independence in 2026? Scott Trench and Evan Lawler break down a real house-hacking opportunity, looking at mortgage costs, cash flow, market conditions, sold properties, and how to systematically find real estate deals ... Show More
31m 11s
Oct 6
How Much Can You Safely Withdraw in Early Retirement? | Christine Benz
How much do you actually need to retire, and once you get there, how do you turn your portfolio into income without running out of money? In this episode, Christine Benz from Morningstar joins us to talk about one of the biggest challenges of early retirement: decumulation. We ge ... Show More
46m 59s
Jun 2022
189: House Hacking: How to Live for Free and Build Wealth in The Background
House hacking is one of the easiest ways to get into real estate investing. Thanks to its flexible financing options, low down payment loans, and ability to cut your rent in half (or eliminate it), house hacking is truly a phenomenal investing strategy. In short, house hacking is ... Show More
1h 3m
Jul 2024
434: Rookie Reply: Buying Your NEXT Rental & How to Save a Fortune on Renovations
Home renovation projects aren’t cheap, and it’s easy to let your budget spiral out of control if you’re not careful. Fortunately, we have several tips, tricks, and hacks that will help you save a fortune on your rehabs—from finding deals on materials to an investor hack that give ... Show More
39m 29s
Jan 2024
1176 - HELOC or Cash-Out Refi? What’s the Best Choice in 2024 by Rich Walker
As a homeowner, figuring out the best way to access your home equity can be a complicated process, full of complicated jargon, long processes, scary waits for appraisals, and potentially expensive hidden costs.
Here’s a look at the tradeoff between HELOCs and cash-out refinances ... Show More
6m 2s
Jul 2024
985: Seeing Greene: How to Use Home Equity to Retire, Buy Rentals, or House Hack
Should you use a HELOC to buy investment property? Would we use home equity to retire? When is it time to sell a performing property and exchange it for a more expensive one? If you’ve got home equity, this episode could help you reach financial freedom faster as we answer real l ... Show More
43m 38s