logo
episode-header-image
Jul 2022
29m 23s

Five Big Issues Top Washington’s To-Do L...

CHARLES SCHWAB
About this episode

While progress in Washington is slow, several issues that matter to investors are moving up the chain. Five of Schwab’s financial experts join Mike Townsend to check in on recent developments, including the Fed’s progress in bringing inflation under control, the pros and cons to regulating cryptocurrency, pending healthcare bills, touchy U.S. China relations, and changes to retirement savings that could impact investors’ planning.

WashingtonWise is an original podcast for investors from Charles Schwab. For more on the series, visit Schwab.com/WashingtonWise.

If you enjoy the show, please leave a ★★★★★ rating or review on Apple Podcasts.

Important Disclosures

Information on this site is for general informational purposes only and should not be considered individualized recommendations or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.

The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.

Treasury Inflation Protected Securities (TIPS) are inflation‐linked securities issued by the US Government whose principal value is adjusted periodically in accordance with the rise and fall in the inflation rate. Thus, the dividend amount payable is also impacted by variations in the inflation rate, as it is based upon the principal value of the bond. It may fluctuate up or down. Repayment at maturity is guaranteed by the US Government and may be adjusted for inflation to become the greater of the original face amount at issuance or that face amount plus an adjustment for inflation.

Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications and other factors.

Digital currencies are highly volatile and not backed by any central bank or government. Digital currencies lack many of the regulations and consumer protections that legal-tender currencies and regulated securities have. Due to the high level of risk, investors should view cryptocurrency as a purely speculative instrument. 

All expressions of opinion are subject to change without notice in reaction to shifting market, economic and political conditions.

Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.

All corporate names and market data shown above are for illustrative purposes only and are not a

recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.

The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.

Investing involves risk, including loss of principal.

Past performance is no guarantee of future results and the opinions presented cannot be viewed as an indicator of future performance.

Please see www.schwab.com/indexdefinitions.

This information does not constitute and is not intended to be a substitute for specific individualized tax, legal, or investment planning advice. Where specific advice is necessary or appropriate, Schwab recommends consultation with a qualified tax advisor, CPA, financial planner, or investment manager.

0722-23JN

Up next
Jun 2024
Economy Is Strong, but Investor Uncertainty Lingers
In the first half of 2024, though the markets are doing well, inflation is cooling, unemployment is near record lows, and the economy is strong, there continues to be an undercurrent of anxiety among investors. That's likely due to the sense that there are a lot of uncertainties ... Show More
41m 9s
May 2024
Today’s Yields Put the Income Back in Fixed Income
During more than a decade of near-zero interest rates, many investors got used to low returns from boring bonds. But bonds are exciting again, providing investors with predictable real income and stability. So where do bonds fits in today’s portfolio? Collin Martin, director and ... Show More
35m 23s
May 2024
Are Global Headaches Triggering Risks & Rewards?
There has been a flurry of geopolitical developments in recent weeks, from Congress passing a massive foreign aid bill to Cabinet members visiting China to India's elections. But the one that has grabbed the most attention―at least among your kids―is the potential banning of Chin ... Show More
3m 50s
Recommended Episodes
Oct 2023
Are Government Bonds Really Risk-Free?
Government bonds are considered the world's safest asset, setting the "risk-free rate" against which all other investments are judged. But with rising national debts and dwindling credit ratings, are they really above question? We discuss the implications for investors if governm ... Show More
42m 15s
Jun 2022
Bonds 101: how to invest in bonds & what to look out for
Have you ever wondered what an investment bond is? To put it simply, bonds are effectively an IOU between a borrower (the issuer of the bond) and a lender (the investor who purchases the bond).Although they’re less discussed in the retail investment space, the bond market in Aust ... Show More
48m 13s
Jan 2024
What’s Next for Money Market Funds?
Changing Fed policy in 2024 is likely to bring down yields from these increasingly popular funds. Here’s what investors can consider instead. ----- Transcript -----Welcome to Thoughts on the Market. I'm Andrew Sheets, Head of Corporate Credit Research at Morgan Stanley. Along wit ... Show More
3m 8s
Nov 2023
Money News: Latest Stock Market News, New IRS Tax Brackets, Tipping Trends
Delve into recent stock market developments. Plus, tax bracket adjustments.Before taking an in-depth look at what’s going on in the stock and bond markets, hosts Sean Pyles and Anna Helhoski delve into the recent developments in personal finance news. They start by breaking down ... Show More
17m 20s
Jan 2024
Talk Your Book: What's Going on in the Bond Market?
On this episode of Talk Your Book, Michael Batnick and Ben Carlson are joined by Alex Morris, CIO of F/m Investments to discuss: 2024 rate cut possibilities, the difficulty of forecasting, and why everyone got 2023 so wrong, utilizing spreads as a forecasting tool, why solving fo ... Show More
37m 21s
Oct 2023
Matthew Hornbach: The Impact of Policy on Bond Markets
As the U.S. Federal Reserve keeps rates elevated, investors are selling off bonds in anticipation of new issues with higher yields, triggering a historic rout in the world's biggest bond markets. ----- Transcript -----Welcome to Thoughts on the Market. I'm Matthew Hornbach, Morga ... Show More
3m 37s
Apr 2022
Andrew Sheets: Can Bonds Once Again Play Defense?
U.S. Treasury bonds have seen significant losses over the last six months, but looking forward investors may be able to use bonds to help balance their cross-asset portfolio in an uncertain market. -----Transcript----- Welcome to Thoughts on the Market. I'm Andrew Sheets, Chief C ... Show More
3m 38s
Mar 2024
Selling bonds to punters shrinks the economy
The UK Debt Office has started selling bonds to retail investors through the primary market Previously the only way you could buy government bonds was through financial institutions, through ETFs, for example. The reason giving for opening it up to consumers is that it will allow ... Show More
40m 46s
Mar 2024
Retail Investor Beat Survey Q1 2024
In this episode, Ben Laidler discusses the latest retail investor beat survey, which provides insights into the thoughts and actions of global retail investors.  The survey reveals that retail investors are sticking with tech, crypto, and AI investments, with a third of them owni ... Show More
17m 41s
Nov 2022
Money Talks: The new rules of investment
High inflation, amid warnings of a global recession, is forcing investors to tear up the rule book. Since the financial crisis, bonds have been seen as a safe bet—even if they did not promise much of a return. Equity markets, led by soaring tech stocks, were where fortunes were m ... Show More
39m 3s