Today

He Bought His First Rental at 20. Now at 29, He Cash Flows $20K/Month.

At 20 years old, Jefferson Simmons was kicked out of his frat house. The entire property was getting remodeled, so he and 47 other college kids needed a place to live. Time to rent…right? After being discouraged by the rentals in his area, he switched his Zillow tab from “Rent” t ... Show More

34m 2s

Apr 24

The Worst Real Estate Investing Advice I've Ever Heard

This is the worst real estate investing advice I’ve ever heard—and I KEEP hearing it. If you go on to any “real estate investing” TikTok page, they say the same thing: use other people’s money, wait for the crash, interest rates will go down…and that’s not even the worst of the a ... Show More

28m 47s

Apr 22

Michael Zuber: Why the Average American Won’t Make It Without Rentals

By buying just One Rental at a Time, Michael Zuber was able to replace his entire W-2 income, scale from one rental to four, then to over 80 rental units, go from paycheck to paycheck to becoming a real estate millionaire, and survive the Dot Com bubble, the 2008 crash, and the p ... Show More

47m 45s

Nov 2023

342: How to Buy Real Estate WITHOUT The Banks (Private Money Explained)

Need flexible funding for your deals? Private money could be the answer. Whether you’re looking to dodge the bank or want greater control over the terms of your deal, that’s exactly what this creative finance option can provide. Our hosts can vouch for it! Welcome back to the Rea ... Show More

44m 49s

May 2024

410: Fundamentals of Funding: How to Finance Real Estate Without the Big Banks w/Henry Washington

Private money is a “secret weapon” for real estate investing, allowing you to dodge the major banks and fund real estate deals on your terms. But just how easy is it to get this type of funding? The answer might surprise you. You don’t want to miss this masterclass on direct lend ... Show More

44m 12s

Dec 2023

345: 69 Doors from ONE Real Estate Deal Using Other People’s Money w/Andrew Freed

Taking down a $6.5 million real estate deal might seem like an unlikely feat for a rookie investor, but it’s not if you use other people’s money. When today’s guest had a large portfolio of multifamily properties fall into his lap, he exhausted all of his resources to bring it ho ... Show More

52m 1s

Apr 2023

280: How to Buy a Rental Property with NO Money OR Credit w/Pace Morby

Everyone wants to know how to invest in real estate with no money. And surprisingly, it’s much more straightforward than people think. You don’t need to be a real estate investing expert or have dozens of units under your belt already to buy a rental without cash or credit. As Pa ... Show More

54m 47s

Aug 2020

23: From Dave Ramsey Disciple to No-Money-Down Real Estate Investor with Sarah Brandenberger

Interested in real estate investing... but wary of taking on debt? That's the situation Sarah Brandenberger found herself in, and today shares her journey from a staunchly anti-debt "penny pincher" to a creative financier raising private money! Sarah also gives us the goods on po ... Show More

1h 1m

Sep 2023

324: Rookie Reply: How to Make an IRRESISTIBLE Offer Through Creative Financing

Creative financing can be a powerful tool to help you get YOUR first property in the bag. In this episode, Ashley and Tony explain the biggest differences between hard money, private money, and traditional lending, as well as which options will make your offer irresistible to a s ... Show More

44m 43s

May 2024

409: Fundamentals of Funding: How to Get Approved for a Mortgage (Step-by-Step) w/Jeff Welgan

Knowing how to get a mortgage is a crucial step in your journey to buy a rental property. Of course, the money side of things can be intimidating. How do you find a lender? What type of mortgage do you need? When should you get a preapproval? You likely have all sorts of question ... Show More

52m 24s

Oct 2020

Ask HTM – Investing During an Election, Buying a Home with an FHA Loan, & Paying for a Masters Degree #262

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!1 - Getting a 2% loan via M1 Borrow looks too good to pass up- what do you guys think?2 - Should I con ... Show More

37m 52s

Sep 2023

318: Rookie Reply: No Capital OR Credit? Get Deals Done with THIS Financing Tool

Don’t have the capital OR credit to invest? Seller financing is a powerful tool that could allow you to score multiple real estate deals without ever going through a bank. The best part? You can create your own terms! You just need to put together an effective pitch that wins the ... Show More

45m 21s

Jul 2023

302: Rookie Reply: How to Get 100% Financing for ALL of Your Real Estate Deals

100% financing for ALL of your real estate deals? Without thousands of dollars saved up, many people assume there’s no way for them to invest in real estate. But that’s far from true. Today, you can fund your entire real estate deal—including purchase price, down payment, closing ... Show More

41m 43s

636: Private Capital Explained: The 4-Se...