Ever wonder if you should use a buy now pay later (BNPL) offer or how they actually work? Laura interviews Bill Walsh, Chief Customer Officer with Sunbit about the growing BNPL industry and tips for using modern financing options wisely.

Here are a few topics Bill and I cover on this week's show:

The two primary types of BNPL offers you can use.
How a BNPL purchase compares to using a credit card.
Sunbit’s survey results that reveal the effect of inflation on essential purchases.
Types of purchases you should and shouldn't make using any BNPL offer.
What to consider before choosing the best financing option.
How using a BNPL option affects your credit health.
Where you can find local merchants that offer BNPL for necessary purchases, such as auto repair, dental work, eye care, and veterinary services.

Money Girl is hosted by Laura Adams. Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.

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