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A healthy individual is 4x more likely to become disabled before the age of 65 than prematurely die. Yet, this is one the insurances that most put off, I even did initially. When is it a good idea to consider purchasing disability insurance? How much coverage is a good amount to have and what different types of policies are there? Far too often these plans are flawed and don’t even provide adequate coverage in the event a disability occurs. In today's episode of Ask The Money Nerd's, I'll cover the top 5 provisions and help you figure out if you have a policy that works for you. All that and more on today's episode! *** If you enjoy the podcast, consider leaving a short review on Apple Podcasts/iTunes for us. It takes less than 60 seconds, and it really makes a difference. I also love reading the reviews!