logo
episode-header-image
Apr 2022
21m 15s

Can You Contribute to a 401k and an IRA ...

Quickanddirtytips.com
About this episode
Having more than one retirement plan can change the tax rules and benefits you receive. Laura explains what you need to know and how to get most most out of multiple retirement accounts in the same year. Read the transcript on Quick and Dirty Tips. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter to get more personal finance tips. Jo ... Show More
Up next
Nov 21
BNPL vs. Credit Card–Which Option is Better?
<p>977. Laura answers a listener's question about whether to use a BNPL option or a credit card when shopping online.</p><p>Find a <a href="https://money-girl.simplecast.com/episodes/bnpl-vs-credit-cardwhich-option-is-better/transcript" target="_blank">transcript</a> here. </p><p ... Show More
9m 11s
Nov 19
How to Build the Ultimate Financial Safety Net
<p>976. Laura reviews financial safety nets that help you and your family survive and even thrive despite an unexpected hardship.</p><p> </p><br/> <p>Hosted by Simplecast, an AdsWizz company. See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our coll ... Show More
12m 7s
Nov 14
Holiday Gifts That Build Wealth for Kids
<p>975. Laura answers a listener's question about gifts to give kids when you want to help build their financial futures.</p><p>Find a <a href="https://money-girl.simplecast.com/episodes/holiday-gifts-that-build-wealth-for-kids/transcript" target="_blank">transcript</a> here. </p ... Show More
11m 3s
Recommended Episodes
Jan 2024
Ask HTM - Rule of 55 and Early Retirement, 5% Down Payments, & Transitioning a Kid to Financial Adulthood #772
<p>Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step g ... Show More
43m 31s
Jun 2024
1686: Ask Farnoosh: All-Things Retirement, Investing and Social Security
<p>Today's episode dives into many of your biggest questions about retirement: <em>How much is enough for a typical retirement? What are the best ways to save and invest towards this goal? Do I put it all into my 401(k) or spread it over multiple retirement accounts? What can we ... Show More
47m 37s
Jun 2024
Why You Should Max out Your Employer Retirement Fund (No Matter What Country You're In)
<p>This week, Sim and Maia discuss the importance of maximising your employer retirement fund, explaining how leveraging employer matches can provide significant financial benefits. They highlight the advantages of tax-deferred growth in retirement accounts and stress the need fo ... Show More
25m 11s
Nov 2021
246: Finance Friday: I Want to Cash Out My 401k Early, Should I?
“Should I cash out my 401k?” That’s a question you never want to ask in an online financial independence forum. It’s been a well-known rule to never cash out retirement accounts due to withdrawal penalties, tax implications, and the possibility of throwing away your retirement pl ... Show More
1h 16m
Aug 2023
Top 5 Retirement Risks to Avoid Right Now with Joe Curry
Retirement always seems like a destination that is so far away until you wake up one morning and you’re in your mid to late 30s, even your early 40s, and you’re wondering where all the time went. The easiest way to save for retirement is to start saving and stop worrying about ho ... Show More
41m 34s
Oct 2021
244: Finance Friday: Why a $1M Retirement Goal Isn’t Far Fetched For Late Starters
Retirement planning can be complicated when you have so many options to choose from. Do you stick with the Roth IRA, the 401k, the Roth 401k, your employee pension plan, or solely invest in stocks and real estate? With all these different types of accounts and their numerous bene ... Show More
59m 11s
May 2023
90. How Much Do I Need to Retire?
How much do I need to retire? How are a few hundred dollars a month going to turn into millions? What happens if the stock market crashes between now and then?! We’ve heard it all –– and it’s not your fault for not knowing. The finance industry bros have kept this information fr ... Show More
26m 58s
Jan 2022
4 Steps to Figuring Out How Much Money Should You Save For Retirement
The question I get asked the most is, "how much money should I save for retirement." In this solo episode, I'm sharing 4 steps to figuring out how much money you save during your working years for retirement. There are endless calculators, blogs, and even podcasts that seek to an ... Show More
35m 55s
Jan 2018
Month By Month Money To Do List
If you've ever wondered what you should be doing each month with your finances, I've got a podcast episode for you. I've compiled a list of the top things you should be thinking about each month to help you make smart money moves throughout the year. This is just a guide - so mak ... Show More
31m 40s