logo
episode-header-image
Aug 2021
49m 15s

4. “My wife didn’t know I had $450,000 o...

RAMIT SETHI
About this episode
John has a lot of debt. Wendy knew about the $450k he owed when they started their relationship, over ten years ago, but she only found out what the current number is the day before their call with me – and the number has gone up!  She wants to help him pay it off but he refuses to allow it. John insists that everything is under control, but Wendy doesn’t be ... Show More
Up next
Nov 25
236. “She spent $5K behind my back. How can I trust her?”
Alex (34) and Jackie (33) have been married for 11 years, raising four young kids while navigating a financial dynamic that’s been strained for nearly as long. Alex is meticulous and cautious — he’s tracked every expense since 2016 — while Jackie follows her instincts and believe ... Show More
1h 39m
Nov 18
235. "Can we pay off this debt faster?" (Part 2)
Imani (52) and Michael (65) return for Part 2—and this time, Ramit pushes them to find out how fast they can turn things around. After years of miscommunication, mounting debt, and emotional exhaustion, they’ve finally started tackling their finances together. But when Facet’s ... Show More
1h 24m
Nov 11
234. "We have $100k+ in debt. Will we ever enjoy life?" (Part 1)
Imani (52) and Michael (65) have been married for 24 years—and they’re drowning in nearly $126,000 of consumer debt despite earning over $250,000 a year. Imani, a disciplined attorney who tracks every dollar, feels trapped by Michael’s unchecked spending on electronics and his la ... Show More
1h 10m
Recommended Episodes
Jan 2024
488: How to Pay Off Credit Card Debt FAST ($30K+ in 1 Year!)
Today, we’re going to show you how to pay off credit card debt FAST. It isn’t glamorous, and it won’t be easy, but if you can do it, an entire world of wealth-building, opportunity, and financial freedom awaits. So, if you’ve gotthousands in credit card and consumer debt and are ... Show More
40m 43s
Jan 2024
Why Debt is Never a Death Sentence (and what to do about it) with Leslie Tayne
Let's talk about debt. There’s a lot of shame and fear around debt, and much of it is stirred up by money experts who want you to believe that you aren’t good enough unless you are debt-free. Can we please cut the crap and be honest about debt. We all have had it or will have it. ... Show More
49m 43s
Feb 2018
6: Fearlessly Paying off Massive Student Debt on $30,000 per Year with Sarah Wilson
Are you tired of hearing success stories from folks who are earning $60,000, $80,000, or even $100,000 or more paying off debt and moving toward financial freedom? Where’s the inspiration for the folks out there that do not earn above average incomes? Look no further than today’ ... Show More
32m 42s
Apr 2024
I Was In Debt. Then My Sister Offered Me $16,000.
In 2021, we talked to a listener that we’re calling Tessa, who found themselves in $19,000 worth of credit card debt. When Tessa’s sister offered to pay a huge chunk of the debt, new problems arose. First, the offer didn’t bring instant peace-of-mind. Second, it wasn’t clear if p ... Show More
46m 23s
Oct 2020
Good Debt/Bad Debt
<p>Recent studies show us what many of us already know: debt is about so much more than money. Join Sim &amp; Sonya as they explore the fear behind the psychological aspects of debt,&nbsp;good debt' and 'bad debt' and the two most popular ways to pay off your debt: debt snowball ... Show More
28m 44s
Oct 2023
How To Get Out of Debt Faster Than You Think (Encore)
Irina and her husband are more than $100,000 in debt. They’re working to pay it off, but between monthly credit card bills, student loan payments, 401k contributions and spending on their new baby, their money is spread too thin. In this episode of How To!, Charles Duhigg bring o ... Show More
30m 7s
Jan 2023
A Foolproof Plan to Ditch Debt #620
<p>Sitting on your butt is killing you! According to the Heart Foundation, folks who sit the most are 90% more susceptible to dying from cardiovascular events like heart attacks and strokes. And while taking a load off and having a seat isn’t going to immediately harm you, the ac ... Show More
50m 41s
Jan 2024
Money News: Conquer Your Part of $1.2 Trillion in U.S. Credit Card Debt
Understand the implications of Americans’ $1.2 trillion credit card debt, the latest inflation stats, and SAVE plan news. Are you eligible for student loan forgiveness if you’ve been on the SAVE plan? What do the Commerce Department’s latest inflation figures mean for how much th ... Show More
16m 28s
Jan 2024
Debt
<p>You owe this one a listen. In episode 94 of Overthink, Ellie and David discuss everything debt, from student loans and bank bailouts to the importance of honoring one’s intellectual forebears. Did Shakespeare’s Antonio really pay Shylock with “a pound of flesh”? Why does Nietz ... Show More
53m 48s
Jul 2020
153 How Aja Dang Paid $200,000 Of Student Loans And Other Debt In 23 Months
On today's episode, Aja shares her journey to becoming debt-free by paying off $200,000 in just 23 months. This podcast episode is brought to you by the incredible Fab Aid initiative created by First Aid Beauty. First Aid Beauty has committed $1 million this year to help new grad ... Show More
48m 17s