Kyle Guske, investment analyst at New Constructs, puts Transamerica Capital Growth Fund into the 'Danger Zone,' noting that the fund is buying the most high-risk, dangerous securities in its asset category. The Transamerica fund has been near the top of the charts in four of the last seven calendar years, but it also has been near the very bottom in the other three of those years; Guske said the holdings in the fund are part of the symptoms that lead to the feast-or-famine performance. Also on the show, Matt Schulz of CompareCards.com talks about Valentine's Day spending habits, Nick DiUlio of InsuranceQuotes.com discusses couples' saving money on insurance, David Stein discusses 'Money for the Rest of Us' and Chuck answers a listener question about the ways he is keeping the change this year.